1103 West Meeker Street, Ste 101 • Kent, WA 98032 • (253) 631-6484
Fair Debt Collection Practices Act (FDCPA):
LAW OFFICE OF MARK
MCCLURE, PS
MCCLURE, PS
Most people know that debt collectors cannot abuse them on the
phone or in writing. What many people don't know is that they have a
lot of other legal rights, too.
Click on the links below for sample letters that you can use to dispute
the debt and get debt collectors off your back!
A debt collector cannot:
These are just a few of the numerous protections you have as a
consumer. If a debt collector violates your rights, our firm can help.
As a consumer, you are afforded a lot of consumer protections against
abusive bill collectors, both state and federal. Our firm works with
consumers whose rights have been violated under the Federal Fair
Debt Collection Practices Act, the Washington Consumer Debt
Collection Act, and other consumer protection statutes.
In order to preserve your rights under the law, it's important for you to
keep good records of all of the contacts you have with the bill
collector. Here's a great way to record all of your collection contacts
in one place and in writing. It's called the Collection Communications
Log (© 2005 Peter F. Barry and the Barry Law Office, Ltd.). It will
standardize, simplify, and legitimize your claims against abusive bill
collectors. Click the link below for a free copy!
Collection Communication Log
Click here for more information on what to do if you're being abused
by a debt collector.
Fair Debt Collections Practices Act ("FDCPA")
phone or in writing. What many people don't know is that they have a
lot of other legal rights, too.
Click on the links below for sample letters that you can use to dispute
the debt and get debt collectors off your back!
- Sample Debt Collection Dispute Letter (MsWordtm)
- Sample Cease Letter (MsWordtm)
- Sample Cease Letter (Exempt Income) (MsWordtm)
- Sample Collection Communications Log by Minnesota attorney
Pete Barry
A debt collector cannot:
- call you at work if they know that your employer prohibits it;
- tell others about your debts, like your neighbor or your co-
worker; - threaten to have you arrested if you do not pay your debts;
- to "make this go legal" or to "turn the matter over to the legal
department" may violate the FDCPA where the collector has no
legal department. - Call you "everyday until the debt is paid;"
- ... and many other deceptive practices.
These are just a few of the numerous protections you have as a
consumer. If a debt collector violates your rights, our firm can help.
As a consumer, you are afforded a lot of consumer protections against
abusive bill collectors, both state and federal. Our firm works with
consumers whose rights have been violated under the Federal Fair
Debt Collection Practices Act, the Washington Consumer Debt
Collection Act, and other consumer protection statutes.
In order to preserve your rights under the law, it's important for you to
keep good records of all of the contacts you have with the bill
collector. Here's a great way to record all of your collection contacts
in one place and in writing. It's called the Collection Communications
Log (© 2005 Peter F. Barry and the Barry Law Office, Ltd.). It will
standardize, simplify, and legitimize your claims against abusive bill
collectors. Click the link below for a free copy!
Collection Communication Log
Click here for more information on what to do if you're being abused
by a debt collector.
Fair Debt Collections Practices Act ("FDCPA")
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