Fair Debt Collection Practices Act (FDCPA):
LAW OFFICE OF MARK
MCCLURE, PS
MCCLURE, PS
Most people know that debt collectors cannot abuse them on
the phone or in writing. What many people don't know is that
they have a lot of other legal rights, too.
Click on the links below for sample letters that you can use to
dispute the debt and get debt collectors off your back!
A debt collector cannot:
These are just a few of the numerous protections you have as a
consumer. If a debt collector violates your rights, our firm can
help.
As a consumer, you are afforded a lot of consumer protections
against abusive bill collectors, both state and federal. Our firm
works with consumers whose rights have been violated under
the Federal Fair Debt Collection Practices Act, the Washington
Consumer Debt Collection Act, and other consumer protection
statutes.
In order to preserve your rights under the law, it's important for
you to keep good records of all of the contacts you have with
the bill collector. Here's a great way to record all of your
collection contacts in one place and in writing. It's called the
Collection Communications Log (© 2005 Peter F. Barry and
the Barry Law Office, Ltd.). It will standardize, simplify, and
legitimize your claims against abusive bill collectors. Click the
link below for a free copy!
Collection Communication Log
Click here for more information on what to do if you're being
abused by a debt collector.
Fair Debt Collections Practices Act ("FDCPA")
the phone or in writing. What many people don't know is that
they have a lot of other legal rights, too.
Click on the links below for sample letters that you can use to
dispute the debt and get debt collectors off your back!
- Sample Debt Collection Dispute Letter (MsWordtm)
- Sample Cease Letter (MsWordtm)
- Sample Cease Letter (Exempt Income) (MsWordtm)
- Sample Collection Communications Log by Minnesota
attorney Pete Barry
A debt collector cannot:
- call you at work if they know that your employer
prohibits it; - tell others about your debts, like your neighbor or your co-
worker; - threaten to have you arrested if you do not pay your
debts; - to "make this go legal" or to "turn the matter over to the
legal department" may violate the FDCPA where the
collector has no legal department. - Call you "everyday until the debt is paid;"
- ... and many other deceptive practices.
These are just a few of the numerous protections you have as a
consumer. If a debt collector violates your rights, our firm can
help.
As a consumer, you are afforded a lot of consumer protections
against abusive bill collectors, both state and federal. Our firm
works with consumers whose rights have been violated under
the Federal Fair Debt Collection Practices Act, the Washington
Consumer Debt Collection Act, and other consumer protection
statutes.
In order to preserve your rights under the law, it's important for
you to keep good records of all of the contacts you have with
the bill collector. Here's a great way to record all of your
collection contacts in one place and in writing. It's called the
Collection Communications Log (© 2005 Peter F. Barry and
the Barry Law Office, Ltd.). It will standardize, simplify, and
legitimize your claims against abusive bill collectors. Click the
link below for a free copy!
Collection Communication Log
Click here for more information on what to do if you're being
abused by a debt collector.
Fair Debt Collections Practices Act ("FDCPA")
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